Tri County Housing Council

Homebuyer Education

  • Group education provided through Tri County's Home Ownership Made Easy (H.O.M.E.) class.
  • Provides an overview of the whole home buying process.
  • Curriculum covers:
    • Setting goals, savings, and developing a spending plan to meet goals.
    • How to read and understand a credit report and how to resolve credit issues.
    • Shopping for a home, looking for energy efficiency productrs, obtaining a structural inspection, and making an offer on a home.
    • Reviewing mortgage products, grant programs, and first home clubs, prequalifying for a mortgage, shopping for a lender, and avoiding predatory lenders.
    • Budgeting for homeownership, home safety and maintenance, and what to do if one experiences difficulties in meeting one's mortgage obligations.
  • Class participants will receive
    • A copy of "Realizing the American Dream" published by the Neighborhood Reinvestment Training Institute.
    • A certificate of completion at the end of the class; certificate is good for two years.
  • Instructors:  Tri County staff and guest lecturers from related fields
  • Schedule:
    • Once per month either on a Saturday or Friday
    • Registration begins at 8:00 am; class is from 8:30 am to 5:00 pm with a one hour lunch break.  
    • Click here for a class registration form
  • Location:  Tri County Housing Council, 143 Hibbard Rd., Big Flats, NY. For directions click here.
  • Fee:  $50 per family, non-refundable